The One Minute From Normal Checklist KMRD Partners provides risk management consulting and property & casualty insurance to protect against potentially catastrophic losses that wait on the other side of one minute from normal. This quick checklist can help you to determine if your organization is ready. First & Last Name Phone Number Organization Email Address Yes No Uncertain Do you understand what is not covered by your insurance program? Yes No Uncertain Do you know how to effectively transfer your risks to others? Yes No Uncertain Do you understand how your customers are contractually transferring their risk to you? Yes No Uncertain Is your risk management program better now than a year ago? Yes No Uncertain Do you have a documented insurance quality control process ensuring that your insurance contracts are delivered as expected? Yes No Uncertain Do you have a process for continuous improvement of your risk management program? Yes No Uncertain Do you understand the impact your losses could have on the cost of your insurance one minute from normal? Please type the characters below Submit